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Drug Discount Cards and Who Is Eligible
to Use Them
Discount cards that help you pay for your prescription drugs
are not part of your insurance. They help you either instead
of insurance, or in addition to health insurance.
Understanding how these cards work, and whether they can truly
be helpful to you, is important. Here are some tips to help
you.
Everyone can use a drug discount card, but
not everyone should, nor can everyone save money using one.
How useful a discount drug card can be to you depends on the
card, its cost and the rules for using it.
Like Prescription Assistance Plans, some cards have eligibility
restrictions. These restrictions may be income limits, age
limits (usually over 65, or families with young children).
These types of cards are usually free or their fees are very
low. These are typically offered by the government, such as
Medicare prescription discount cards.
Some cards cannot be used by anyone with health insurance.
Similar to those cards with eligibility restrictions of age
or income, these cards are intended to help people who can't
afford their prescription drugs.
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